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Disability is not something planned, and rarely thought about. Social Security Disability (SSD) and Supplemental Security Income (SSI) are both federal programs meant to provide assistance to individuals who find they are disabled from work by either physical or mental issues.
Supplemental Security Income benefits are available to those who meet the income and medical requirements. There is no requirement that a person has worked for a certain period of time or paid a certain amount into the system. The Social Security Administration (SSA) is now accepting SSI applications online. However, at the beginning stages of the process, only those who meet certain criteria will be able to file online. After you have completed the online application, a Social Security representative will contact you if any further information is needed to complete your application.
Social Security disability benefits are available for people who have worked and paid into the Social Security system. The rules that govern these programs are complicated, and the process can be lengthy. Knowledge of how decisions are made and the timeframes involved will lessen your anxiety.