Personal injuries are those that affect the body, mind, or emotions rather than property. If you are in a car crash, motorcycle accident, bike accident, bitten by a dog or the victim of medical malpractice, you may suffer personal injuries. These can include back pain, neck pain, whiplash, or head trauma. Typically, you must prove the person who injured you acted negligently. Negligence means a failure to use reasonable or proper care in performing an act. This may also be referred to as liability.
Damages are the costs associated with liability or negligence. They could be monetary such as the cost to replace a vehicle in an auto accident or lost wages while recuperating. Other costs may be also be associated with personal injury, for example, pain and suffering, or worse, wrongful death.
Insurance companies are generally involved in personal injury situations. These companies have insurance defense counsel, or attorneys employed directly for their company. If you’re involved in any personal injury, you’ll have to evaluate if you want a legal expert, a litigation attorney who specializes in going to court, to represent your best interests.